Ripple Investments
Helping Investors Achieve Financial Freedom Through Multifamily Investing
About Ripple Investments
We help investors of all backgrounds diversify their portfolio into multifamily real estate
We empower individuals to achieve financial freedom by investing in apartment buildings in top-tier markets across the country. Our goal is to help others invest passively in multifamily real estate in premium markets around the US. No dealing with tenants, fixing leaky roofs, or late night calls. We are here to answer any questions you may have, and strive to bring you what we believe are the highest quality investments - the same ones we invest in ourselves.
Join our investor club to receive early access to all of our deals!
Investing in Multifamily Can Give You..
Cash Flow
One of the biggest benefits of real estate investing is cash flow, meaning you receive passive income, without having to do any work.
Tax Advantages
With passive investing, you get huge tax advantages through accelerated depreciation, all without having to deal with the hassles of being a landlord.
Equity
The beauty of multifamily real estate is that the rental income covers the debt and expenses, meaning the tenants are helping you build equity.
Appreciation
Because we invest in value-add assets in growing markets, you get the benefit of appreciation, which means that you’re maximizing your returns.
Investing is a Simple 3 Step Process
01
Join Our Investor Club
Join our newsletter to get started. We’ll reach out to learn about your goals and guide you toward the right investment opportunities.
02
Learn
We’re here to answer your questions and connect you with the resources you need to educate yourself and confidently take the first step toward investing in multifamily real estate.
03
Invest
We’ll keep you informed about new real estate opportunities as they arise. If you decide to invest, we’ll guide you through each step of the process.
How Does the Investment Process Work?
Below is an example of a typical $100k investment with a 5 year hold period
For illustrative purposes only, each investment has a different business plan with different expectations for returns and time to disposition
Invest
Once you decide an investment is right for you, our team will guide you through the investment process. You'll be set up in our investor portal which is where you can electronically submit and sign all documents, track your investment, and receive regular updates about the performance of the property.
Years 1-4
We target investments with "Cash on Cash" returns of 6%-8%, meaning on a $100k investment you'd receive distributions totaling $6k-$8k annually prior to either a refinance or sale of the property. Distributions are typically sent monthly.
The best part? These distributions will almost always be offset by property depreciation, meaning your tax burden will be significantly lowered or eliminated (always consult your accountant).
Year 5
Investors can expect to receive a large sum upon sale or refinance. On a $100k investment with a 2.0x multiple and 16% IRR (typical return rates we are targeting), investors would receive $170k-$175k upon sale of the property.
The sponsor team will look to either sell or refinance the property at a time that it will maximize investor returns, based on market conditions and how they have delivered on the business plan.
Reinvest
The magic comes when you are able to re-invest your returns and begin staggering one investment behind another. Monthly distributions stack up, and you can begin seeing large distributions upon property disposition more frequently. All fully passive with great tax benefits!
Frequently Asked Questions
Your Questions Answered
Why should I invest in multifamily real estate?
Multifamily real estate offers benefits like consistent cash flow, tax advantages, scalability, and diversification. It’s also considered a relatively stable investment compared to other asset classes.
How do I get started passively investing in multifamily real estate?
Start by joining our investor network. We’ll guide you through the education process, understand your goals, and introduce you to available opportunities that align with your interests.
What is a syndication?
Multifamily syndication is a collaborative investment strategy where a group of investors pools resources to purchase and manage large multifamily properties, such as apartment complexes. This allows investors to benefit from passive income and property appreciation without the responsibility of day-to-day management. Syndications are generally structured to contain General Partners (GP) who oversee the day to day operations of the property after purchase, and Limited Partners (LP) who are passive investors in the property.
What is the difference between a General Partner (GP) and a Limited Partner (LP)
General Partners are responsible for overseeing and managing the property from acquisition, signing the loan, due diligence, renovation, and daily operations. They have full liability over the company and its decisions.
Limited Partners are passive partners who invest in a portion of the equity investment and typically are not involved in the daily responsibilities of the company and have no personal liability beyond their investment.
How does multifamily syndication differ from other real estate investments?
Unlike single-family rentals or small-scale real estate investments, multifamily syndication involves larger properties with multiple income streams and professional management, which can lead to more stable returns.
What is the minimum investment amount?
The minimum investment typically ranges between $25,000 and $100,000, depending on the specific deal.
Do I need to be an accredited investor?
Many of our deals require investors to be accredited. This means having a net worth of over $1 million (excluding your primary residence) or earning an annual income of $200,000 ($300,000 for couples) for the last two years. However, some deals are open to non-accredited investors.
What is the typical timeline for an investment?
Most multifamily syndication deals have a holding period of 5 to 7 years, though this can vary depending on the property and business plan.